Terms of Service

By purchasing, accessing, or using the services provided by Live Life Calls (“we,” “us,” or “our”), you (“you” or the “Agent”) agree to be bound by these Terms of Service. If you do not agree, do not use our services.

Live Life Calls provides inbound-call lead generation for licensed insurance agents. We deliver live inbound phone calls from consumers to the Agent so the Agent can speak with prospective clients. We are a marketing and lead-generation provider; we are not an insurance agency, carrier, or licensed producer, and we do not sell insurance.

Our service is offered on a monthly retainer basis. Retainer tiers are $500, $1,500, and $2,500 per month, depending on the package selected. Retainer fees are billed monthly in advance. Any applicable one-time setup fee is due before the service begins. All fees are stated in U.S. dollars and are exclusive of any taxes that may apply.

We do not guarantee any specific results, including any particular number of calls, call volume, lead quality, appointments, sales, conversions, or revenue. Marketing performance depends on many factors outside our control. Nothing in these terms or our marketing constitutes a promise of a specific outcome.

The Agent is solely responsible for their own sales conduct and for maintaining all licensing and regulatory compliance, including but not limited to:

• Holding and maintaining all required insurance licenses in every state where the Agent conducts business
• Complying with all applicable federal and state laws and regulations, including insurance, telemarketing, consumer-protection, and privacy laws
• All statements, advice, recommendations, and sales made to consumers during or after a call
• Proper handling and safeguarding of any consumer information the Agent receives

Live Life Calls is not responsible for the Agent’s conduct, representations, or compliance failures.

Service is provided on a month-to-month basis with no long-term contract. Either party may cancel by providing at least 30 days’ written notice (email to the address below is sufficient). Service continues, and fees remain due, through the end of the 30-day notice period.

Monthly retainer fees and any setup fees are non-refundable. Because our service delivers live calls and marketing effort on an ongoing basis, we do not provide refunds for fees already paid.

To the fullest extent permitted by law, Live Life Calls will not be liable for any indirect, incidental, special, or consequential damages, or for lost profits or revenue, arising out of or relating to the services. Our total liability for any claim relating to the services will not exceed the fees paid by the Agent to us in the one month preceding the event giving rise to the claim.

These Terms of Service are governed by and construed in accordance with the laws of the State of Michigan, without regard to its conflict-of-law principles.

We may update these Terms of Service from time to time. When we do, we will revise the “Last updated” date at the top of this page. Continued use of our services after an update constitutes acceptance of the revised terms.

Questions about these Terms of Service? Contact us at quintonw500@gmail.com.

Live Life Calls · livelifecalls.com